Learn about what’s important to consider when choosing a dental insurance plan.
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Having dental insurance makes you more likely to get the care you need — and it helps you manage costs. Most get coverage in two ways:
Standalone dental insurance plans offer more choices and benefits and can include routine preventive care to complex procedures like root canals. Protect your health and finances with dental insurance benefits from Anthem.
The American Dental Association recommends scheduling regular appointments every six months and most dental insurance plans provide coverage for preventive care.
Minimal short-term costs
Poor dental health and resulting issues can cost you more in the long run with procedures like tooth extractions, root canals, or dentures.
Save with preventive care
Regular checkups are easier and less expensive than tooth restoration. Many of our dental insurance plans cover diagnostic and preventive care at 100% with no waiting period.
Learn how an Anthem dental plan can help you manage dental cleaning costs and more by covering your preventive care.
Check out the facts on dental discount plans and compare them to the benefits of Anthem’s affordable, full coverage dental insurance plans.
You pay a monthly or annual payment for access to discounts from a network of dentists
You pay for the entire cost of careThe plan doesn’t pay for any portion of the cost of the services you receive
Fewer choices of dentistsFewer participating dentists than Dental PPO networks
No out-of-network benefitsIf your dentist doesn’t participate in the discount programs, you pay the entire cost of the provider’s fees
Plans pay part of the cost of any covered service from dentists who agree to offer discounts for covered services
More optionsOur dental PPO networks usually have more participating dentists than discount plans
Choice of in- or out-of-network dentistsOur full coverage dental plans offer benefits even with out-of-network dentists, though you may pay a little more in monthly premiums
Pay less with in-network dentistsYou’ll benefit from the negotiated discounts even when your annual benefit maximum* is reached or during a waiting period
Anthem has a variety of affordable dental insurance plans with different price points and out-of-pocket costs. Most plans cover 100% for exams, cleanings, and X-rays, without a waiting period.
* Network data from Strenuus, November 2017
Choose from quality doctors and hospitals that are part of your plan with our Find Care tool.
Find out if a prescription drug is covered by your plan.
Visit with a doctor from your mobile device, 24/7.
A great tool to see when your next checkup is coming.
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The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent or insurance company.
This policy has exclusions, limitations, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, please contact your agent or the health plan.
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